Does working with an independent agent limit my choices?

It generally does the opposite. Because we are independent, we can walk you through options from more than one carrier rather than a single company's lineup. What is actually available still depends on your location, eligibility, and the products offered where you live.

What information should I have ready?

Your ZIP code, who needs coverage, the doctors or prescriptions that matter to you, and a general sense of your budget are enough to start. Please do not send sensitive details like Social Security numbers or medical records through this website.

Can you help outside Open Enrollment?

Often, yes. Certain life events and certain product types can allow enrollment at other times of the year, and we can also review coverage you already have. Whether you qualify to enroll outside of an annual period depends on your circumstances.

Can we meet virtually?

Yes. Appointments can be held by phone or video, and paperwork can typically be handled electronically.

Coverage that fits your life—not the other way around.

Serving Texans statewide. RGI helps individuals, families, Medicare-eligible consumers, and small businesses compare coverage options and understand the trade-offs before they enroll.

All Texas coverage we help with

Health Insurance: Individual and family health coverage options for Texans, explained plainly by a local independent agency.
ACA Marketplace: Guidance on shopping the federal ACA Marketplace that Texans use, since Texas doesn't run its own exchange.
Medicare: An overview of how Medicare works in Texas, including Parts A, B, C and D and when to enroll.
Medicare Advantage: How Medicare Advantage (Part C) plans generally work, and what to think through before choosing one in Texas.
Medicare Supplement: How Medicare Supplement (Medigap) policies generally work alongside Original Medicare in Texas.
Medicare Part D: How Medicare Part D prescription drug coverage generally works, including drug lists and pharmacy questions in Texas.
Dental Insurance: Standalone dental coverage options for Texans, including how plan types and networks typically work.
Vision Insurance: Standalone vision coverage for Texans, covering how routine eye exam and eyewear benefits typically work.
Life Insurance: Term and permanent life insurance basics for Texans, explained so you can compare options with confidence.
Final Expense Insurance: Small, whole life policies designed to help cover end-of-life costs for Texas families, explained plainly.

Texas cities

Abilene, Texas — Taylor County
Allen, Texas — Collin County
Amarillo, Texas — Potter County
Arlington, Texas — Tarrant County
Austin, Texas — Travis County
Baytown, Texas — Harris County
Beaumont, Texas — Jefferson County
Brownsville, Texas — Cameron County
Bryan, Texas — Brazos County
Carrollton, Texas — Dallas County
College Station, Texas — Brazos County
Conroe, Texas — Montgomery County
Corpus Christi, Texas — Nueces County
Dallas, Texas — Dallas County
Denton, Texas — Denton County
Edinburg, Texas — Hidalgo County
El Paso, Texas — El Paso County
Fort Worth, Texas — Tarrant County
Frisco, Texas — Collin County
Garland, Texas — Dallas County
Georgetown, Texas — Williamson County
Grand Prairie, Texas — Dallas County
Harlingen, Texas — Cameron County
Houston, Texas — Harris County
Irving, Texas — Dallas County
Killeen, Texas — Bell County
Laredo, Texas — Webb County
League City, Texas — Galveston County
Lewisville, Texas — Denton County
Longview, Texas — Gregg County
Lubbock, Texas — Lubbock County
McAllen, Texas — Hidalgo County
McKinney, Texas — Collin County
Mesquite, Texas — Dallas County
Midland, Texas — Midland County
Mission, Texas — Hidalgo County
New Braunfels, Texas — Comal County
Odessa, Texas — Ector County
Pasadena, Texas — Harris County
Pearland, Texas — Brazoria County
Plano, Texas — Collin County
Richardson, Texas — Dallas County
Round Rock, Texas — Williamson County
San Angelo, Texas — Tom Green County
San Antonio, Texas — Bexar County
Sugar Land, Texas — Fort Bend County
Temple, Texas — Bell County
The Woodlands, Texas — Montgomery County
Tyler, Texas — Smith County
Waco, Texas — McLennan County

Frequently asked questions

Does working with an independent agent limit my choices? It generally does the opposite. Because we are independent, we can walk you through options from more than one carrier rather than a single company's lineup. What is actually available still depends on your location, eligibility, and the products offered where you live.
What information should I have ready? Your ZIP code, who needs coverage, the doctors or prescriptions that matter to you, and a general sense of your budget are enough to start. Please do not send sensitive details like Social Security numbers or medical records through this website.
Can you help outside Open Enrollment? Often, yes. Certain life events and certain product types can allow enrollment at other times of the year, and we can also review coverage you already have. Whether you qualify to enroll outside of an annual period depends on your circumstances.
Can we meet virtually? Yes. Appointments can be held by phone or video, and paperwork can typically be handled electronically.

Talk with a licensed Texas agent

Call or text (346) 888-8811. Office: 5900 Balcones Drive, Ste 100, Austin, TX 78731. Open 24 hours, 7 days a week. Licensed in Texas. Guidance available in English and Spanish.