Austin, Texas health insurance

Austin's economy is built around technology companies, state government, and a large university population, creating a mix of salaried employer coverage, self-employed tech workers, and students who need individual plans. As RGI Group's home base, we work with Austin-area residents directly in person as well as by phone or virtual appointment, and we understand the local landscape well. The city has grown quickly, spreading into Williamson and Hays counties, so many households commute across county lines for work and care. Austin also has a significant renter and young-professional population that often turns over coverage as jobs change.

Austin at a glance

County: Travis County, Williamson County, Hays County. Region: Greater Austin. Nearby communities: Round Rock, Georgetown, Pflugerville, Cedar Park, San Marcos.

Local coverage considerations

  • Tech and startup employment: Austin's tech sector includes both large employers with group plans and startups where benefits may be limited or still being built out, so it's worth reviewing your options at each career stage.
  • University and student populations: With a large student population, some Austin residents need short-term or individual coverage that bridges the gap between school-based plans and full-time employment.
  • Growth into Williamson and Hays counties: As Austin has expanded, many residents live in newer suburbs like Round Rock, Georgetown, or Kyle while still working or seeking care in central Austin, so cross-county network coverage matters.
  • Self-employed and freelance workers: Austin has a notable population of freelancers, consultants, and gig workers who rely on individual or Marketplace plans rather than employer-sponsored coverage.

Questions to ask about doctors, hospitals, and networks

We can't claim that any doctor, hospital, or pharmacy participates in a specific plan. These are the questions worth asking before you enroll.

  • Are you currently between jobs or transitioning from a startup without full benefits?
  • Do you live in a fast-growing suburb like Round Rock or Georgetown but see doctors in central Austin?
  • Which pharmacy near your home or office would you want to keep using?
  • If you're a student, do you need a short-term plan or a longer-term individual plan?
  • Do any of your specialists require a referral, and how does that work with your current or prospective plan?

Frequently asked questions

  • Is RGI Group based in Austin? Yes. RGI Group's office is in Austin, and we also serve residents throughout Texas by phone and virtual appointment.
  • Can you help freelancers or startup employees in Austin compare plans? Yes, we regularly help self-employed and startup-employed Austin residents understand individual and Marketplace plan options.
  • How do I check if my Austin doctor accepts a specific plan? Contact your doctor's office and the insurance carrier directly to confirm before enrolling, since this can change.
  • Does RGI Group have an office in my city? No. RGI Group has one office, in Austin, and serves Texas residents statewide by phone and virtual appointment. Paperwork can usually be completed electronically, so you do not need to travel to meet with us.
  • Is there a cost to review my options with RGI Group? You do not pay RGI Group a separate fee to review coverage options. You are also free to enroll on your own through the official government resources linked on this page.
  • Can we talk in Spanish? Yes. Appointments and follow-up can be handled in English or Spanish, whichever you prefer.
  • Which plans and carriers are available to me? Availability depends on your county, eligibility, and the product you are looking at, and it can change from year to year. We can tell you what we are able to offer for your situation rather than promise a specific plan or price.
  • What should I have ready for a first conversation? Your ZIP code, who needs coverage, the doctors or prescriptions that matter to you, and a general sense of your budget. Please do not send Social Security numbers, Medicare ID numbers, date of birth, income, diagnoses, or prescription details through this website.

Talk with a licensed Texas agent

Call or text (346) 888-8811. Office: 5900 Balcones Drive, Ste 100, Austin, TX 78731. Open 24 hours, 7 days a week. Licensed in Texas. Guidance available in English and Spanish.