Health and Life Insurance Help for Texans

RGI Group is an independent Texas agency helping people compare their options across health, Medicare, dental, vision, life and final expense coverage. We work with Texans statewide by phone or virtual appointment from our Austin office, in English and Spanish.

What we help Texans with

Texas households have different coverage needs depending on age, work situation and family size. Some people need an individual or family health plan through the ACA Marketplace, while others approaching 65 need to understand Medicare, Medicare Advantage, Medicare Supplement or Part D drug coverage. Others are looking for standalone dental or vision coverage, or life insurance and final expense policies to plan ahead for their families. We aim to walk through the relevant options in plain language so you can make an informed choice, without guessing at premiums or promising specific savings.

  • Individual and family health insurance
  • ACA Marketplace plan comparisons
  • Medicare, Medicare Advantage, Medicare Supplement and Part D
  • Dental and vision insurance
  • Life insurance and final expense coverage

Statewide service from one Austin office

RGI Group operates from a single office in Austin but serves people across Texas by phone and virtual appointment, so where you live in the state does not determine whether we can help you review options. This matters in Texas because coverage questions can look different in a large metro area with many providers nearby compared with more rural parts of the state where residents may travel farther for certain specialists. We try to account for those practical differences when discussing what to consider, rather than assuming one approach fits every part of Texas.

Bilingual, no-pressure conversations

We offer service in both English and Spanish so that language is not a barrier to understanding your options. Our conversations are meant to be educational: we explain how programs and enrollment periods generally work, point you to official government resources for authoritative details, and never guarantee approval, coverage or savings. You are always free to research independently through Medicare.gov, HealthCare.gov or the Texas Department of Insurance before making a decision.

Choosing where to start

If you are under 65 and need individual or family coverage, the health insurance and ACA Marketplace pages are a reasonable starting point. If you are approaching 65, already on Medicare, or helping a parent navigate Medicare choices, the Medicare pages explain the difference between Original Medicare, Medicare Advantage, Medicare Supplement and Part D. If you are focused on routine dental or vision care, or want to plan for final expenses or leave a life insurance benefit for your family, those pages go into more detail on how those products generally work.

Who this may help

  • Texans who are uninsured or comparing individual health coverage
  • People approaching age 65 who want to understand Medicare basics
  • Current Medicare beneficiaries reviewing Advantage, Supplement or Part D options
  • Families wanting standalone dental or vision coverage
  • Anyone wanting to compare life insurance or final expense policies

Potential benefits

  • A single point of contact across multiple types of coverage
  • Plain-language explanations before you commit to anything
  • Bilingual support in English and Spanish
  • Statewide phone and virtual appointments from one Austin office

What to consider

  • We do not offer every plan or carrier available in Texas
  • We cannot guarantee approval, coverage or specific savings
  • Some coverage types have specific enrollment windows
  • Official government sites remain the authoritative source for plan details

How enrollment works

  • Choose the coverage area that matches your situation from the list above
  • Review that page's overview of how the coverage generally works
  • Reach out by phone or request a virtual appointment
  • Discuss your situation so we can explain relevant options
  • Decide independently, using official resources as needed

Frequently asked questions

  • Does RGI Group offer every health or Medicare plan available in Texas? No. Like most agencies, we do not offer every plan or carrier available in every part of Texas. We can discuss the options we do work with and encourage you to compare against Medicare.gov, HealthCare.gov or the Texas Department of Insurance for a fuller picture.
  • Do I have to live in Austin to work with RGI Group? No. We serve Texans statewide by phone or virtual appointment from our single Austin office, so your location within Texas does not prevent us from discussing your options.
  • Is your service available in Spanish? Yes, we offer bilingual service in English and Spanish so you can discuss your options in whichever language you're most comfortable with.
  • Will you guarantee I'll be approved or save money? No. We cannot guarantee approval, coverage or savings for any product. Outcomes depend on the specific plan, carrier rules and your individual circumstances.
  • What if I'm not sure which type of coverage I need? That's a common starting point. Describe your general situation — for example, your age range or whether you're looking for individual, family or Medicare-related coverage — and we can point you toward the relevant page and explain how that coverage generally works.
  • Does RGI Group have an office in my city? No. RGI Group has one office, in Austin, and serves Texas residents statewide by phone and virtual appointment. Paperwork can usually be completed electronically, so you do not need to travel to meet with us.
  • Is there a cost to review my options with RGI Group? You do not pay RGI Group a separate fee to review coverage options. You are also free to enroll on your own through the official government resources linked on this page.
  • Can we talk in Spanish? Yes. Appointments and follow-up can be handled in English or Spanish, whichever you prefer.
  • Which plans and carriers are available to me? Availability depends on your county, eligibility, and the product you are looking at, and it can change from year to year. We can tell you what we are able to offer for your situation rather than promise a specific plan or price.
  • What should I have ready for a first conversation? Your ZIP code, who needs coverage, the doctors or prescriptions that matter to you, and a general sense of your budget. Please do not send Social Security numbers, Medicare ID numbers, date of birth, income, diagnoses, or prescription details through this website.

Official resources

  • Medicare.gov — https://www.medicare.gov (The official U.S. government site for Medicare plan comparisons and enrollment information.)
  • HealthCare.gov — https://www.healthcare.gov (The federal Health Insurance Marketplace for individual and family ACA plans.)
  • Texas Department of Insurance — https://www.tdi.texas.gov (Texas's insurance regulator, with consumer guides and complaint resources.)

Talk with a licensed Texas agent

Call or text (346) 888-8811. Office: 5900 Balcones Drive, Ste 100, Austin, TX 78731. Open 24 hours, 7 days a week. Licensed in Texas. Guidance available in English and Spanish.